APPEN · DEMO MODE

Watch an agent spend.

RULES ENGINE LIVE IN THE APPEN API

Intent gate — agents declare spend against the business's own card; custom rules (merchant, MCC, amount, velocity, time) approve or decline with a reason.

Demo path: ① set an envelope → ② declare intents (or flip AUTOPILOT) → ③ read the decline reasons.

BUDGET ENVELOPES

Agent must declare intent before spending. APPEN checks against these caps.

food$0.00 / $50.00 · daily

rideshare$0.00 / $30.00 · daily

saas$0.00 / $100.00 · weekly

AGENT DECLARES INTENT

merchantcategoryamount (cents)reason

Intents & reconciliation

The agent asks first. User's native card settles at the merchant. Plaid reconciles the actual charge back here.

No intents yet. Fire one on the left.

Front-end simulation on your device. In the real build, Stripe powers the auth-hold pattern (PaymentIntents, capture_method=manual), native card issuance runs through our BIN sponsor for real-time auth control, Plaid handles funding and reconciliation, and Supabase Postgres keeps the ledger.